Sumter, South Carolina: health insurance

Sumter is in Sumter County. Here is what Sumter residents should know about coverage.

Coverage in Sumter

Sumter has about 42,766 residents (U.S. Census Bureau 2023 estimate).

Plans for Sumter residents are determined by Sumter County, home to about 104,165 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Sumter County before you choose it.

  • Turning 65 in Sumter? Your Initial Enrollment Period runs seven months around your birthday. I-CARE (Insurance Counseling Assistance and Referrals for Elders) offers free counseling at 800-868-9095.
  • Buying your own plan? Shop through HealthCare.gov (federal Marketplace).
  • Medicaid questions? Healthy Connections (SC Department of Health and Human Services) handles applications.

South Carolina note: South Carolina's Medicare counseling program uses a distinctive name, I-CARE, rather than a generic SHIP label, and is run through the state's Office on Aging rather than the Department of Insurance -- worth knowing since some other states run this exact function directly out of their insurance regulator instead.

Medicare plans leaving Sumter County for 2027

Medicare plans are set by county, so this applies to residents of this city. 4 plans are listed in Sumter County for 2026 but not for 2027.

See all 4 plans leaving Sumter County →

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Colleges and universities near Sumter

South Carolina public institutions include University of South Carolina, Clemson University, Medical University of South Carolina. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about South Carolina colleges.

Do Sumter and Sumter County have the same plans?

Plans are offered by service area, and Sumter falls under Sumter County. A plan that serves Sumter County is generally the one that applies to you.

Do I have to enroll if I call?

No. A call is a conversation about your options.

Sumter residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other major South Carolina cities

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at South Carolina plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at South Carolina plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Short-term

Need coverage in between?

Short-term plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state. See what South Carolina allows.

Questions along the way? Call 855-367-1095 for assistance.