Hilton Head Island, South Carolina: health insurance
Hilton Head Island is in Beaufort County. Here is what Hilton Head Island residents should know about coverage.
Coverage in Hilton Head Island
Hilton Head Island has about 38,097 residents (U.S. Census Bureau 2023 estimate).
Plans for Hilton Head Island residents are determined by Beaufort County, home to about 198,979 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Beaufort County before you choose it.
- Turning 65 in Hilton Head Island? Your Initial Enrollment Period runs seven months around your birthday. I-CARE (Insurance Counseling Assistance and Referrals for Elders) offers free counseling at 800-868-9095.
- Buying your own plan? Shop through HealthCare.gov (federal Marketplace).
- Medicaid questions? Healthy Connections (SC Department of Health and Human Services) handles applications.
South Carolina note: South Carolina's Medicare counseling program uses a distinctive name, I-CARE, rather than a generic SHIP label, and is run through the state's Office on Aging rather than the Department of Insurance -- worth knowing since some other states run this exact function directly out of their insurance regulator instead.
Medicare plans leaving Beaufort County for 2027
Medicare plans are set by county, so this applies to residents of this city. 5 plans are listed in Beaufort County for 2026 but not for 2027, covering at least 1,306 people.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| BlueCross Total (PPO) H8003-003 | BlueCross BlueShield of South Carolina (BCBSSC) | 1,306 |
See all 5 plans leaving Beaufort County →
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Colleges and universities near Hilton Head Island
South Carolina public institutions include University of South Carolina, Clemson University, Medical University of South Carolina. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about South Carolina colleges.
Do Hilton Head Island and Beaufort County have the same plans?
Plans are offered by service area, and Hilton Head Island falls under Beaufort County. A plan that serves Beaufort County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Hilton Head Island residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major South Carolina cities
- Charleston
- Columbia
- North Charleston
- Mount Pleasant
- Greenville
- Rock Hill
- Summerville
- Goose Creek
- Greer
- Sumter
- Florence
- Myrtle Beach
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.